pg178 Terms & Conditions

These Terms and Conditions (the "Terms") constitute a legally binding agreement between you ("Member," "you," or "your") and pg178 ("pg178," "we," "us," or "our"), governing your access to and use of the pg178 online gaming platform available at https://pg178.club and any associated services, applications, and content (collectively, the "Platform").

By registering an account, accessing the Platform, or placing any bet or wager on pg178, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree to any provision of these Terms, you must immediately cease using the Platform and close your account.

These Terms should be read together with our Privacy Policy and Responsible Gaming Policy, both of which are incorporated herein by reference and form part of the agreement between you and pg178.

For the purposes of these Terms, the following definitions apply:

3.1 Age Requirement

The pg178 Platform is strictly restricted to individuals who are twenty-one (21) years of age or older at the time of registration, consistent with the age restrictions prescribed by the Philippine Amusement and Gaming Corporation (PAGCOR) for online gaming activities in the Philippines. By registering an account, you represent and warrant that you meet this age requirement.

3.2 Eligible Jurisdiction

The Platform is operated for and directed toward players located in the Philippines. You are solely responsible for ensuring that your use of the Platform is lawful in the jurisdiction from which you access it. pg178 does not accept registrations from jurisdictions where online gambling is prohibited by law.

3.3 Registration Requirements

To register a pg178 account, you must:

• Be at least 21 years of age at the time of registration;
• Provide a valid Philippine mobile number that you own and control;
• Create a password meeting the minimum security requirements specified on the registration page;
• Provide accurate, complete, and current personal information as requested during registration;
• Agree to these Terms, the Privacy Policy, and the Responsible Gaming Policy;
• Not already hold an active or suspended pg178 account.

3.4 One Account Per Member

Each Member is permitted to hold only one (1) active pg178 account. Registering or maintaining multiple accounts is strictly prohibited. pg178 reserves the right to close all duplicate accounts and confiscate any balances, bonuses, and winnings associated with duplicate registrations.

3.5 KYC Verification

pg178 reserves the right to request identity verification documents at any stage, including but not limited to: government-issued photo identification (Philippine passport, driver's license, UMID, or Postal ID), proof of address, and payment method verification. Failure to complete KYC verification within a reasonable time period following request may result in suspension of withdrawal privileges or account closure.

4.1 Account Security

You are solely responsible for maintaining the confidentiality of your pg178 login credentials, including your password and any one-time passwords (OTPs) issued in connection with your account. You must immediately notify pg178 via live chat if you suspect unauthorized access to your account.

pg178 will never contact you to request your password or full OTP. Any such unsolicited request should be treated as fraudulent and reported to the pg178 support team immediately.

4.2 Account Responsibility

You are responsible for all activity conducted through your pg178 account, whether or not such activity was authorized by you. pg178 will not be liable for losses arising from unauthorized use of your account where you have failed to maintain adequate security over your login credentials or to promptly report suspected unauthorized access.

4.3 Account Suspension and Closure

pg178 reserves the right to suspend, restrict, or permanently close any account at its sole discretion, including in circumstances where:

• The Member has breached any provision of these Terms;
• pg178 suspects fraudulent activity, collusion, match-fixing, or bonus abuse;
• The Member has failed to complete KYC verification within the specified timeframe;
• Required by applicable law or regulatory authority;
• The Member has requested self-exclusion under the Responsible Gaming Policy.

4.4 Inactive Accounts

An account that has not recorded any login activity for a continuous period of twelve (12) months is considered inactive. pg178 reserves the right to apply an inactivity fee to dormant account balances in accordance with applicable law and as notified to Members in advance.

5.1 Accepted Payment Methods

pg178 accepts deposits via the payment methods listed on the Platform's Wallet section, which currently include GCash, Maya (formerly PayMaya), BPI, BDO, Metrobank, UnionBank, GrabPay, and USDT. The availability of specific payment methods may change at any time without prior notice.

5.2 Minimum Deposit

The minimum deposit amount is Philippine Peso One Hundred (₱100.00), subject to the minimum thresholds of individual payment providers. pg178 does not charge a deposit fee on its end; however, individual payment providers may apply their own transaction charges.

5.3 Deposit Processing

GCash and Maya deposits are typically credited to the Member's pg178 wallet instantly. Bank transfer deposits are generally processed within five (5) to thirty (30) minutes depending on the time of day and the processing schedules of the originating bank. pg178 is not responsible for delays caused by third-party payment providers.

5.4 Source of Funds

Members warrant that all funds deposited into their pg178 account are lawfully obtained and are not the proceeds of criminal activity. pg178 reserves the right to conduct enhanced due diligence and request source-of-funds documentation where it has reasonable grounds to suspect that deposited funds are not legitimately sourced.

6.1 Withdrawal Eligibility

Withdrawals may be requested only by Members who have completed KYC verification. Withdrawal requests submitted prior to KYC completion will be held pending until verification is complete.

6.2 Minimum and Processing Times

Processing times are indicative only. pg178 is not liable for delays attributable to third-party payment processors, banking cut-off schedules, or system maintenance periods.

6.3 Withdrawal to Member's Own Account

Withdrawals may only be made to a payment account registered in the Member's own name. pg178 reserves the right to refuse any withdrawal request where the intended recipient account does not match the Member's verified identity, and may request additional verification before processing such requests.

6.4 Bonus Funds and Wagering Requirements

Bonus funds and winnings derived from bonus funds are subject to wagering requirements as specified in the applicable promotion terms. Real-money funds that are not derived from bonus activity are not subject to wagering requirements and may be withdrawn at any time subject to the minimum withdrawal amount and KYC completion.

7.1 General Bonus Terms

pg178 offers various promotions and bonuses to Members from time to time. The specific terms of each promotion — including the qualifying deposit amount, wagering requirement, eligible games, time limits, and maximum withdrawal from bonus winnings — are set out in the individual promotion terms published on the Platform at the time the promotion is live.

7.2 Wagering Requirement Application

Unless specified otherwise in promotion-specific terms, wagering requirements apply to the combined total of the bonus amount and the qualifying deposit. Where a Member's wallet contains both real-money funds and bonus funds simultaneously, real-money funds will be used for wagering first before bonus funds are applied.

7.3 Bonus Abuse

pg178 actively monitors for bonus abuse, which includes but is not limited to: wagering at only one side of a bet to artificially meet wagering requirements, collusion between Members to exploit promotions, or any pattern of play designed to extract promotional value without genuine gaming participation. pg178 reserves the right to void any bonus and associated winnings, and to close the Member's account, where bonus abuse is detected.

7.4 Bonus Expiry

All bonuses carry an expiry date. Any bonus balance and associated wagering progress that has not been completed by the expiry date will be forfeited. Bonus expiry dates are displayed in the Member's account wallet section.

8.1 Game Integrity

All slot games on the pg178 Platform use certified Random Number Generation (RNG) to determine outcomes. All live dealer games are conducted using real physical equipment in licensed studios under professional supervision. The results of any game are final once the round or event is complete and the relevant outcome has been settled.

8.2 Sports Betting

Sports bets are settled in accordance with the specific sports rules applicable to each event, as published on the Platform. In the event of a dispute regarding bet settlement, the decision of pg178's Trading and Risk Management team, made after review of all available information, shall be final and binding.

pg178 reserves the right to void any bet placed on an event that is subsequently found to have been subject to match-fixing, manipulation, or corruption, irrespective of whether the settlement of that event has already occurred.

8.3 Technical Malfunctions

In the event of a verifiable technical malfunction affecting a game or bet, pg178 reserves the right to void the affected bet(s) and refund the wagered amount to the Member's account. pg178 is not liable for any losses, whether actual or alleged, arising from technical interruptions. A malfunction voids all pays and plays.

8.4 Maximum Winnings

pg178 reserves the right to impose maximum single-bet winnings and maximum daily withdrawal limits. Current limits are published in the Member's wallet section and may be updated from time to time.

The following conduct is strictly prohibited on the pg178 Platform:

• Using automated software, bots, scripts, or any artificial intelligence tool to interact with the Platform or place bets;
• Exploiting software errors, vulnerabilities, or technical defects for financial gain;
• Engaging in collusion with other Members or third parties to influence game outcomes or exploit promotions;
• Using the Platform for money laundering, fraud, or any other criminal purpose;
• Providing false, inaccurate, or misleading information during registration or KYC verification;
• Registering or operating multiple accounts simultaneously or sequentially;
• Circumventing any self-exclusion, cooling-off, or responsible gaming restriction imposed on an account;
• Engaging in any activity that disrupts, degrades, or interferes with the Platform's infrastructure or the experience of other Members.

All content on the pg178 Platform — including but not limited to the pg178 brand name, logo, game graphics, software, text, visual design, and databases — is the exclusive property of pg178 or its licensors and is protected by applicable intellectual property law.

Members are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for personal, non-commercial gaming purposes in accordance with these Terms. This licence does not extend to copying, reproducing, modifying, distributing, publicly displaying, or creating derivative works from any pg178 content without the express prior written consent of pg178.

pg178 is committed to promoting responsible gaming and protecting Members from gambling-related harm. The Platform provides a range of responsible gaming tools accessible directly from all Member accounts, including:

• Deposit Limits: Daily, weekly, and monthly deposit caps that restrict the total amount a Member may deposit within a specified period.
• Loss Limits: Restrictions on the total net loss a Member may incur within a specified period.
• Session Time Limits: Controls that automatically log a Member out of the Platform after a defined continuous play period.
• Reality Checks: Periodic on-screen notifications reminding Members of the duration of their current gaming session.
• Cooling-Off Periods: Temporary suspension of account access for a Member-defined period of one (1) to thirty (30) days.
• Self-Exclusion: Permanent or long-term exclusion from the Platform, preventing the Member from logging in, depositing, or placing bets for the duration of the exclusion period.

pg178 adheres to applicable PAGCOR guidelines regarding responsible gaming practices for online gaming operators serving the Philippine market. Members aged 21 and above only. pg178 is committed to preventing underage gambling and will take immediate action upon discovering that a Member is under the legal gambling age.

To the maximum extent permitted by applicable Philippine law, pg178's total aggregate liability to any Member in connection with the Platform and these Terms shall not exceed the total amount deposited by that Member in the twelve (12) month period immediately preceding the event giving rise to the claim.

pg178 shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to: loss of profits, loss of data, loss of goodwill, or other intangible losses, arising out of or in connection with the Member's use of or inability to use the Platform, even if pg178 has been advised of the possibility of such damages.

Nothing in these Terms excludes or limits pg178's liability for fraud, gross negligence, or any other liability that cannot be excluded or limited under applicable Philippine law.

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the Republic of the Philippines.

In the event of any dispute between a Member and pg178, the Member is encouraged to first contact the pg178 support team via live chat to seek an informal resolution. pg178 commits to reviewing all disputes in good faith and responding within a reasonable timeframe.

If a dispute cannot be resolved informally, both parties agree that such disputes shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.

pg178 reserves the right to amend, update, or replace these Terms at any time. When material changes are made, pg178 will provide reasonable advance notice to Members via a prominent notice on the Platform and, where feasible, via the email address or mobile number associated with a Member's account.

The date of the most recent update is displayed at the top of this page as the Effective Date. Your continued use of the Platform following the Effective Date of any amended Terms constitutes your acceptance of and agreement to be bound by the revised Terms. If you do not accept the revised Terms, you must discontinue use of the Platform and request account closure.

If you have any questions, concerns, or complaints regarding these Terms or the pg178 Platform, you may contact the support team through the following channels:

• Live Chat: Available 24/7 directly on the Platform at pg178.club
• Email: [email protected] (plain text — not a clickable link)
• Operating Hours: Philippine Standard Time (PST) — 24 hours a day, 7 days a week

pg178 takes all Member concerns seriously and commits to acknowledging all contact within one (1) business day and resolving substantive complaints within seven (7) business days where this is reasonably practicable.